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Privacy Policy

Last updated January 16,2026

Privacy Policy

Last Updated: January 16, 2026

Your privacy is very important to us. You can contact Modular Home Loan at MODULARHOMELOAN@GMAIL.COM with any questions or concerns.

Lead Generation Notice

This is a lead generation website. By submitting your information through our forms, you acknowledge and consent to:

  • Your information being shared with third-party lenders, mortgage brokers, and financial service providers
  • Being contacted by us and our partner companies via phone (including automated/pre-recorded calls), email, SMS/text message, or other means
  • Your inquiry being matched with relevant service providers who can assist with your modular home loan needs
  • Receiving marketing communications related to modular home financing and related services

Your consent to be contacted is not required as a condition of purchasing any goods or services. By submitting your information, you provide your express written consent to be contacted, even if your number is on a Do Not Call list.

Our Commitment to Privacy

It is our policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to ModularHomeLoan.com (hereinafter, “us”, “we”, or “Modular Home Loan”). We are committed to protecting personally identifiable information you provide through our Website.

This Privacy Policy explains:

  • What information may be collected on our Website
  • How we use this information
  • Under what circumstances we may disclose information to third parties
  • Your rights regarding your personal information

This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

Your Use of Our Website

This Privacy Policy sets forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.

Information We Collect

Information You Provide to Us

When you submit an inquiry through our website, we collect personal information including, but not limited to:

  • Full name
  • Email address
  • Phone number(s)
  • Mailing address
  • Property location
  • Loan amount requested
  • Credit score range
  • Employment information
  • Financial information
  • Any other information you choose to provide

Non-Personally Identifying Information

Like most websites, we automatically collect certain non-personally-identifying information that web browsers and servers typically make available, including:

  • Browser type and version
  • Language preferences
  • Referring website
  • Date and time of each visit
  • Pages viewed and time spent on pages
  • Device type and operating system

We collect this information to better understand how visitors use our website and to improve user experience. We may periodically publish aggregated, non-personally-identifying information, such as reports on website usage trends.

Potentially Personally-Identifying Information

We collect Internet Protocol (IP) addresses from all visitors to our website. IP addresses are collected automatically when you visit our site or submit information through our forms.

We use and disclose IP addresses only under the same circumstances as personally-identifying information, as described in this Privacy Policy, including:

  • Sharing with our third-party lead generation partners
  • Fraud prevention and security purposes
  • Compliance with legal obligations
  • Improving our services and matching you with appropriate service providers

Important for Lead Generation: When you submit an inquiry through our website, your IP address may be shared with our lending partners along with your other information to help verify your request and prevent fraudulent submissions.

Gathering of personally identifying information

How We Use Your Information

We use the information we collect to:

  • Connect you with mortgage lenders and financial service providers
  • Respond to your inquiries and provide customer support
  • Send you marketing communications about related services
  • Improve our website and services
  • Prevent fraud and ensure security
  • Comply with legal obligations
  • Analyze website usage and trends

How We Share Your Information

Lead Generation Partners

This is the primary purpose of our website. When you submit your information, we share it with:

  • Mortgage lenders and brokers
  • Financial service providers
  • Modular home manufacturers and dealers
  • Real estate professionals
  • Other service providers relevant to your inquiry

We may share your information with multiple partners who may compete for your business. You may receive contact from several companies as a result of your inquiry.

Service Providers

We may share your information with third-party service providers who assist us with:

  • Website hosting and maintenance
  • Data analysis and analytics
  • Email delivery services
  • Customer relationship management
  • Marketing and advertising services

Legal Requirements

We may disclose your information when required by law or in response to:

  • Court orders or subpoenas
  • Legal processes or government requests
  • Protection of our rights, property, or safety
  • Investigation of fraud or security issues

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Aggregate Information

We may share aggregated, non-personally identifying information publicly or with partners for marketing, advertising, or analytical purposes.

Security

Security

We take reasonable measures to protect your personal information from unauthorized access, use, alteration, or destruction. These measures include:

  • Secure Socket Layer (SSL) encryption for data transmission
  • Limited access to personal information by employees and contractors
  • Regular security assessments and updates
  • Secure data storage practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security. You provide your information at your own risk.

Advertising and Cookies

Advertising and Cookies

What Are Cookies?

Cookies are small text files placed on your device by websites you visit. They help websites remember your preferences and improve your browsing experience.

Types of Cookies We Use

Essential Cookies: Required for the website to function properly. These cannot be disabled.

Analytics Cookies: Help us understand how visitors use our website so we can improve it. These cookies collect information like pages visited, time spent on site, and traffic sources.

Advertising/Marketing Cookies: Used to deliver relevant advertisements and track advertising campaign performance.

Third-Party Cookies: Placed by our advertising and analytics partners to track your activity across multiple websites.

Third-Party Advertising

Our website may display advertisements delivered by third-party advertising partners. These advertising partners may use cookies, web beacons, and similar tracking technologies to collect information about your visits to our website and other sites across the internet.

How Advertising Cookies Work

When you visit our website, advertising partners may set cookies on your device that allow them to:

  • Recognize your computer or device on repeat visits
  • Track your browsing activity across different websites
  • Compile information about your interests and online behavior
  • Deliver targeted advertisements based on your browsing history

Targeted Advertising

The information collected by ad networks enables them to show you advertisements they believe will be most relevant to your interests, both on our website and elsewhere online.

Retargeting/Remarketing

We may use retargeting services (such as Google Ads, Facebook Pixel, etc.) that place cookies on your device to show you advertisements for our services after you leave our website.

Our Cookie Policy Scope

This Privacy Policy covers the use of cookies by Modular Home Loan only. We do not have access to or control over cookies used by third-party advertisers or analytics providers. Each third-party advertiser has its own privacy policy governing their use of cookies and collection of data.

Cookie Management

You can control and manage cookies through your browser settings. Most browsers allow you to:

  • View and delete cookies
  • Block third-party cookies
  • Block all cookies
  • Clear cookies when you close your browser

Please note: Disabling cookies may limit your ability to use certain features of our website and may affect your user experience.

To opt out of targeted advertising, you may visit:

Do Not Track Signals

Some web browsers have a “Do Not Track” feature that signals to websites that you do not want your online activities tracked. At this time, our website does not respond to Do Not Track signals. We continue to collect information as described in this Privacy Policy regardless of Do Not Track settings.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Specifically:

  • Lead information: Retained for up to 5 years or until you request deletion
  • Cookie data: Varies by cookie type; typically 30 days to 2 years
  • Marketing communications: Until you unsubscribe
  • Legal compliance: As required by applicable laws and regulations

You may request deletion of your information at any time by contacting us at MODULARHOMELOAN@GMAIL.COM.

Your Privacy Rights

All Users

You have the right to:

  • Access your data: Request a copy of the personal information we hold about you
  • Correct your data: Request corrections to inaccurate or incomplete information
  • Delete your data: Request deletion of your personal information
  • Opt-out of marketing: Unsubscribe from marketing communications at any time
  • Revoke consent: Withdraw your consent to be contacted by us and our partners
  • Data portability: Request your data in a structured, commonly used format

To exercise these rights, contact us at MODULARHOMELOAN@GMAIL.COM.

California Residents (CCPA/CPRA Rights)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

Right to Know: You have the right to request:

  • Categories of personal information we collect
  • Categories of sources from which information is collected
  • Business purpose for collecting or selling personal information
  • Categories of third parties with whom we share personal information
  • Specific pieces of personal information we have collected about you

Right to Delete: You have the right to request deletion of your personal information, subject to certain exceptions.

Right to Opt-Out of Sale/Sharing: You have the right to opt-out of the “sale” or “sharing” of your personal information.

IMPORTANT: By submitting your information through our lead generation forms, your information is shared with third-party service providers. Under CCPA, this may be considered a “sale” or “share” of personal information. You provide consent to this sharing when you submit your information.

Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising your CCPA rights.

Right to Limit Use of Sensitive Personal Information: If we collect sensitive personal information, you have the right to limit its use.

Categories of Personal Information We Collect and Share

  • Identifiers: Name, email, phone, address, IP address
  • Financial Information: Credit score range, loan amount, employment information
  • Internet Activity: Browsing history, website interactions
  • Geolocation Data: General location based on IP address
  • Inferences: Preferences and characteristics derived from your information

Do Not Sell or Share My Personal Information

To opt-out of the sale or sharing of your personal information, please:

  • Email us at: MODULARHOMELOAN@GMAIL.COM with “Do Not Sell My Information” in the subject line
  • Include your name, email, and phone number in your request

Please note that opting out may prevent us from connecting you with loan providers.

European Union Residents (GDPR Rights)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

Legal Basis for Processing: We process your personal information based on:

  • Consent: You provide explicit consent when submitting your information
  • Legitimate Interests: To operate our lead generation business
  • Legal Obligations: To comply with applicable laws

Your GDPR Rights:

  • Right to access your personal data
  • Right to rectification of inaccurate data
  • Right to erasure (“right to be forgotten”)
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing
  • Right to withdraw consent at any time
  • Right to lodge a complaint with a supervisory authority

To exercise your rights, contact us at MODULARHOMELOAN@GMAIL.COM.

Marketing Communications and Opt-Out

How to Opt-Out

You may opt-out of marketing communications at any time by:

  • Clicking the “unsubscribe” link in any email we send
  • Replying “STOP” to any text message
  • Contacting us at MODULARHOMELOAN@GMAIL.COM
  • Calling us and requesting to be removed from our marketing list

Please note: Opting out applies only to communications from Modular Home Loan directly. You must separately opt-out with each of our partners who contact you based on your lead submission.

Third-Party Communications

When you submit your information through our website, you provide consent to be contacted by our third-party partners. We are not responsible for their communications, and you must opt-out directly with them.

Cookies

To enrich and perfect your online experience, we use “Cookies”, similar technologies and services provided by others to display personalized content, appropriate advertising, and store your preferences on your computer.

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. We use cookies to help us identify and track visitors, their usage of our website, and their website access preferences. our visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using our website, with the drawback that certain features of our website may not function properly without the aid of cookies.

By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to our use of cookies.

Changes and amendments

We reserve the right to update or modify this Privacy Policy at any time. When we make changes, we will:

  • Update the “Last Updated” date at the top of this page
  • Post the revised Privacy Policy on our website
  • Notify you of material changes via email or prominent notice on our website (where appropriate)

Your continued use of our website after any changes indicates your acceptance of the updated Privacy Policy. We encourage you to review this Privacy Policy periodically.

Telephone Consumer Protection Act (TCPA) Compliance

By providing your telephone number and submitting your information through our website, you provide your express written consent to receive telephone calls, including:

  • Calls using an automatic telephone dialing system
  • Pre-recorded or artificial voice messages
  • Text/SMS messages

You consent to receive these communications from:

  • Modular Home Loan
  • Our third-party partners, including lenders, brokers, and service providers

You understand that:

  • Your consent is not required as a condition of purchasing any goods or services
  • You may receive calls or texts even if your number is registered on any Do Not Call list
  • Message and data rates may apply for text messages
  • You may revoke your consent at any time by contacting us at MODULARHOMELOAN@GMAIL.COM

 

Accessibility

We are committed to ensuring our website is accessible to individuals with disabilities. If you have difficulty accessing any content or using any features on our website, please contact us at MODULARHOMELOAN@GMAIL.COM, and we will work to accommodate your needs.

Contact Information and Data Protection Officer

For questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Modular Home Loan
Email: MODULARHOMELOAN@GMAIL.COM

For Privacy Rights Requests:

  • California Residents (CCPA): Include “CCPA Request” in subject line
  • EU Residents (GDPR): Include “GDPR Request” in subject line
  • General Privacy Inquiries: Include “Privacy Inquiry” in subject line

We will respond to your request within:

  • CCPA requests: 45 days (may be extended by an additional 45 days with notice)
  • GDPR requests: 30 days (may be extended by an additional 60 days in complex cases)
  • General inquiries: 10 business days

Consent Acknowledgment

By using this website and submitting your information, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy, including:

✓ Understanding this is a lead generation website
✓ Consenting to your information being shared with third-party partners
✓ Consenting to be contacted via phone, email, SMS, and other means
✓ Providing express written consent under TCPA for calls and texts
✓ Understanding your privacy rights and how to exercise them
✓ Agreeing to our use of cookies and tracking technologies

Last Updated: January 16, 2026

Modular Home Loan
Email: MODULARHOMELOAN@GMAIL.COM

This Privacy Policy is provided for informational purposes and does not constitute legal advice. We recommend consulting with a qualified attorney to ensure full compliance with all applicable privacy laws and regulations.