Construction to Permanent Loans

What are construction to permanent loans?

A construction to permanent loan isn’t just a financing option; it’s a streamlined path to homeownership. Imagine combining two pivotal loans into one seamless package! First, there’s the construction loan, designed to back the building of your dream home. Then, it elegantly transitions into a permanent mortgage, wiping out the construction debt in a flash. What sets these loans apart are special features like a single-closing transaction, all designed to make the home-buying process as simple and exciting as possible. It’s modern financing for the contemporary homeowner!

Construction to Permanent Financing

Embrace the simplicity of a construction-to-permanent loan, where flexible options meet seamless transitions. This loan effortlessly guides you from construction financing into a permanent mortgage, making your home financing process as smooth and straightforward as possible. It's your path to a dream home without the hassle!

Construction to Permanent Loan Options

Construction to permanent loans aren't just financing; they're a game-changer in achieving your dream of homeownership. Imagine a single loan that brings together construction and permanent mortgage financing with flexibility at its core. Whether you finance independently or opt for a complete package, this loan ensures a seamless transition from building to living. It's all about turning the complex into the effortless, making your journey to a dream home as smooth as possible. Now that's smart financing!

Experience Affordable and Beautiful Homes with Our Preferred Builders

Our handpicked construction-to-permanent home builders open the door to a new level of satisfaction. You’re not just building a house; you’re crafting a dream. With our preferred builders and our construction to permanent loans, that dream comes to life as a beautifully designed, affordable home that’s all yours. Its quality construction meets impeccable style, and it’s waiting for you!

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25+
Years of Experience
Why Choose Us

Building Your Dreams
One Home At A Time

Building Your Dream Home Made Easy with Construction to Permanent Loans

Construction to permanent loans offer a convenient and flexible solution for financing your dream home, providing funding for both the construction phase and the permanent mortgage in one easy-to-manage loan. With options for down payments, interest rates, and repayment terms, construction to permanent loans make it easy to customize your financing to fit your unique needs and budget.

Affordable and Seamless Home Building with Our Builder Partnership

We work closely with your builder to make your home building process affordable and stress-free. Our team will customize your financing, manage construction, and ensure that your dream home is built to meet your exact specifications.

Types of Construction to Permanent Loans

If you’re searching for a smarter, more cost-effective way to finance your home, then construction to permanent loans could be your answer. These loans are not just a trend but a growing movement in smart financing. They offer a path to make construction projects real without the usual financial fuss. You can pinpoint the perfect loan to fit your project by understanding the varied options. It’s a fresh approach to financing tailored to modern living, and it’s catching on fast!
Construction-to-Permanent Loan
Are you interested in building your dream custom home? Our construction-to-permanent loan program can provide up to 95% LTV for eligible borrowers, making it simpler than ever to finance your construction project. The financing is based on the upfront cost of materials and includes funding for investing in a modular home on owned land. This flexible solution can be customized to meet your specific needs. The draw requirements ensure your builder has the funds to keep your project on track and within budget.
Long Term Lock
Our long-term rate lock program offers rate protection for up to 12 months, providing peace of mind as you navigate home-buying. With our program, you can lock in your interest rate at today's low rates, even if you don't plan to close your loan for several months. Additionally, our program includes a one-time, no-cost float down and product conversion, allowing you to take advantage of even lower rates if they become available.
Land Loan
With a lot loan, you can finally secure the perfect location for your dream home! Our program requires only a 25% down payment for primary residences and 30% for second homes, making obtaining financing for your vacant land purchase easier than ever. While land loans can be challenging, our lot loan program offers a hassle-free solution, allowing you to focus on building the home of your dreams.
Swing Loan
Don't let unexpected delays derail your home-buying plans! With a swing loan, you can stay on track to secure the down payment needed to purchase your dream home. While most homeowners try to time their purchases, things don't always go according to plan. Our swing loan program offers a flexible solution, ensuring you can confidently move forward and achieve your homeownership goals.
Renovation Loan
For those looking to purchase or renovate a custom-built home, the renovation program provides financing options to cover the cost of repairs, renovations, and upgrades. The program ensures that the house remains in top condition and meets evolving needs, unlocking its full potential for years.
Build with Confidence

At our core, we’re Mortgage Lenders who truly understand what it means to find the right custom home builder for your unique project. We don’t just offer names; we handpick the best builders in the industry. These are professionals known for their wealth of experience, unwavering dependability, and unmatched dedication to impeccable craftsmanship. Remember, custom home builders aim for partnerships with qualified borrowers, so coming to the initial meeting prepared can lead to more attractive pricing and a faster kickoff to your project.

As proud, active board members of the Builders Association, we don’t just follow industry trends; we stay ahead of them. We access valuable resources and insights that empower us to guide you with real-time, well-informed advice. When you collaborate with us on your construction to permanent loan, you’re not just picking a lender; you’re gaining a partner committed to helping you select the perfect builder. We ensure you have every detail needed to make a decision you’ll be thrilled with. Your dream custom home, crafted by a reputable builder, is not just a possibility – it’s a promise we strive to fulfill.

Send us a message

Take a step closer to owning or building your dream home by reaching out to us through a message. Let’s connect!