As a team with several years of experience in the Mortgage industry, we are committed to providing our clients with exceptional customer service and satisfaction. Whether you are a first-time homebuyer or looking to refinance your current home, we can create a liability plan tailored to your unique wealth strategy.
Our team is well-versed in complex income calculations, self-employment income, trust income, and deriving income from existing assets, and we collaborate with bankers and wealth planners to achieve your overall financial goals. With our stress-free mortgage process and a commitment to exceeding your expectations, we are here to be your advocates.
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We are dedicated to helping you turn your dream home into a reality. Our team provides personalized attention that caters to your unique needs and aspirations, ensuring that you have a partner every step of the way. Whether you’re building a modular home, a log home, or a traditional stick-built home, we offer tailored financing options to help you achieve your dream home without breaking the bank.
With our passion for helping homeowners build the home of their dreams, you can trust us to deliver a financing plan that meets your exact specifications and exceeds your expectations. So why wait? Partner with us today and start building your dreams one home at a time!
A modular home loan is a type of financing that is specifically designed for modular homes. Modular homes are prefabricated homes that are built in a factory and then transported to the building site for assembly. Modular home loans are similar to traditional home loans, but they are tailored to the unique needs of modular home buyers.
The eligibility requirements for a modular home loan are similar to those for a traditional home loan. You will need to have a good credit score, a stable income, and a down payment. The specific requirements may vary depending on the lender and the type of loan you are applying for.
The modular home loan process is similar to the process for a traditional home loan. You will need to apply for the loan, provide documentation of your income and credit history, and have the property appraised. Once the loan is approved, you will close on the loan and receive the funds needed to purchase the modular home.
Modular home loans offer several benefits to home buyers. These loans are specifically designed for modular homes, which means that they are tailored to the unique needs of modular home buyers. Additionally, modular homes are often less expensive than traditional homes, which means that you may be able to save money on your home purchase. Finally, modular homes are built in a factory, which means that they are constructed to high quality standards and are often more energy-efficient than traditional homes.
Yes, you can use a modular home loan to purchase a used modular home. However, the loan terms and eligibility requirements may vary depending on the lender.
A modular home is a type of home that is built off-site in a factory and then transported to the building site in sections, where it is assembled and finished on-site.
Modular homes are built in a factory setting, while traditional stick-built homes are built on-site. Modular homes are also subject to different building codes and regulations.
Yes, you can finance a modular home with a traditional mortgage. However, modular homes may require different financing options than traditional stick-built homes.
The amount you can borrow for a modular home loan depends on several factors such as your credit score, income, debts, and the value of the property you are interested in. They provide a fast and easy application process and may lend up to 95% of the modular home's value to eligible borrowers.
There are several types of modular home loans available, including fixed-rate loans, adjustable-rate loans, and government-backed loans. You should speak with a lender to determine which type of loan is best for you.
Yes, you can refinance your modular home loan. Refinancing can help you to lower your monthly payments, reduce your interest rate, or change the terms of your loan. You should speak with a lender to determine whether refinancing is right for you. Learn More about Modular Home Loan Refinancing here
The deposit required for a modular home loan can vary depending on the lender, but it is typically around 5-10% of the home's purchase price.
When financing a modular home loan, there are a few key factors that
impact your loan approval process including credit score, debt-to-income ratio, and down payment.
Our expert mortgage lenders provide personalized and professional service from start to finish. With extensive knowledge of the financial and real estate industries, they listen to clients’ needs and answer any questions. Our clients recommend them to anyone in need of a home mortgage.
"Being a first time home buyer, I wasn't sure what to expect and entered my experience nervous, anxious and feeling unsure. They made me feel confident, educated and excited for what was ahead. The process was simple and the team were friendly, always readily available and prompt to respond, file any paper and such that were needed.
Easy Peasy Birdsboro, PA"They helped me refinance a few years ago, and recently he facilitated the purchase of my new home. They were always accessible and provided valuable insight. I relied on them for determining fair offer prices and ultimately found the perfect home at a fair price. Highly recommended."
Purchased a new home Camp Hill, PA"I was surprised when comparing rates with my local bank and they were much lower. They provided fantastic service by providing almost daily updates. Smooth process overall. Would highly recommend and use this company again in the future."
Fantastic service Harrisburg, PA"The team were a pleasure to deal with. I was treated more like family than a customer and will absolutely be referring my family and friends to them for any of their mortgage needs."
Pleasure to work with Lebanon, PA"They have been our go-to mortgage expert for over a decade, helping us secure the best rates for our first home and again when we built a modular. They have come through every time and will continue to rely on them for our future mortgage needs."
Our go to Lender Carlisle, PA
"We've worked with them three times over the last ten years: in 2008, when we bought our first home, in 2012 when we refinanced, and 2016 when we purchased our second home. They has always gotten the very best rates -- and has never failed to come through in securing the mortgage. We'll look to them for our next mortgage need."
Gets the Job Done Camp Hill, PA