Log Cabin Financing

Unlock the Door to Your Dream Log Cabin

Loans build for you

What is a Log Home Loan?

A log home loan, a special mortgage designed specifically for log cabin financing, opens the door to an extraordinary living experience. Whether you’re building or buying, this loan has been crafted with you in mind, and it’s tailored to finance the construction or purchase of a log home or cabin. It even plays by the unique rules of the game, like following the builder’s draw schedule, and brings features like an enticing up to 85% loan-to-value (LTV) ratio. Build on your lot or the builder’s; choose from an array of log home styles; make it uniquely yours. Log home loans are more than just finance; they’re the pathway to a lifestyle you’ve dreamed of.
Log Home Financing

Step into the dream of log home living with financing options crafted just for you. With our tailored log cabin financing, owning a unique and beautiful log home isn't just a fantasy; it's an achievable goal. We make it simple, flexible, and attuned to your needs. Your dream log home is waiting; let's unlock the door together!

Log Home Loan Options

With a diverse array of log home loan options, all customizable to your needs, finding the perfect financing solution is more accessible than ever. We're not just here to provide a loan but to help you make your dream of owning a log home real. It's about you, your vision, and the keys to a log home that's uniquely yours. Let's build that dream together!

Log Home builders

Experience Affordable and Beautiful Homes with Our Preferred Log Home Builders

Our handpicked log home builders will immerse you in the joy of owning a log home that’s not only beautifully crafted but also affordably priced. Our partnerships with these skilled artisans ensure that your journey to a log home is filled with satisfaction, quality, and value. Our log cabin financing options will make your dream home a tangible reality!

mycozycabins.com

log home construction
25+
Years of Experience
Why Choose Us

Building Your Dreams
One Home At A Time

Building Your Dream Home Made Easy with Construction to Permanent Loans

Construction to permanent loans offer a convenient and flexible solution for financing your dream home, providing funding for both the construction phase and the permanent mortgage in one easy-to-manage loan. With options for down payments, interest rates, and repayment terms, construction to permanent loans make it easy to customize your financing to fit your unique needs and budget.

Affordable and Seamless Home Building with Our Builder Partnership

We work closely with your builder to make your home building process affordable and stress-free. Our team will customize your financing, manage construction, and ensure that your dream home is built to meet your exact specifications.

What we do

Types of Log Home Loans

Log homes are capturing hearts with their rustic charm and one-of-a-kind appeal. It’s more than just a house: a return to nature, a warm embrace of natural materials, and a cozy sanctuary that speaks of home in every timber and beam. While financing a log home might differ from the usual path of financing a traditional home, the way forward is far from daunting. With a range of log cabin financing and log home mortgage options at your fingertips, embarking on the journey to your dream log home becomes an exciting adventure. We’re here to guide you every step of the way. Let’s start this incredible journey today!
Construction-to-Permanent Loan
Our specialized log construction to permanent loans program has been crafted just for this dream. Offering up to 85% loan-to-value (LTV) for those who qualify, we've simplified the financing of your log home construction project. Whether the upfront costs of materials or the price of the land, our program is designed to adapt to your unique needs. And we don't just stop at the numbers; our draw requirements act as a partner for your builder, ensuring funds are available at every stage. This keeps your project moving smoothly and within budget.
Long Term Lock
Our long-term rate lock program offers rate protection for up to 12 months, providing peace of mind as you navigate home-buying. With our program, you can lock in your interest rate at today's low rates, even if you don't plan to close your loan for several months. Additionally, our program includes a one-time, no-cost float down and product conversion, allowing you to take advantage of even lower rates if they become available.
Land Loan
With a lot loan, you can finally secure the perfect location for your dream home! Our program requires only a 25% down payment for primary residences and 30% for second homes, making obtaining financing for your vacant land purchase easier than ever. While land loans can be challenging, our lot loan program offers a hassle-free solution, allowing you to focus on building the home of your dreams.
Swing Loan
Don't let unexpected delays derail your home-buying plans! With a Swing Loan, you can stay on track to secure the down payment needed to purchase your dream home. While most homeowners try to time their purchases, things sometimes go differently than planned. Our swing loan program offers a flexible solution, ensuring you can confidently move forward and achieve your homeownership goals.
Log Home Renovation Loan
Is your log home calling out for a touch-up, or have you spotted a log home that could be your dream dwelling with a little TLC? Our log home renovation program is designed for you. Whether purchasing a log home that needs repair or renovating the one you already inhabit, we offer financing options to cover every facet of restoration, renovation, and even upgrades. It's not just about preserving the condition of your log home but elevating it to new levels of beauty and function. With our specialized program, you hold the key to unlocking your log home's full potential, ensuring it's a place of joy and comfort for many cherished years ahead.
Expert Help to Find Your Dream Log Home Builder and Build with Confidence

At our company, we know that choosing the right builder is vital to realizing your dream log home or cabin. We offer specialized log cabin financing, partnering with preferred custom log home and timber frame builders known for their remarkable experience, dependability, and dedication to craftsmanship. A log cabin mortgage opens doors to exciting possibilities, and the more prepared you are for that initial meeting with a builder, the better the pricing options and the swifter your project can take off.

As members of the Builders Association, we’re always in tune with industry advancements and have access to invaluable resources. This enables us to guide you with the best insights when selecting a builder, ensuring you have all the critical information to make a wise decision. Trust in our expertise, and enjoy the confidence from knowing you’ll collaborate with a reputable log home builder committed to creating the log home or cabin that resonates with your dreams.

Log home financing

Log Home Loan

Log homes are charming and sustainable options tailored to your wants and style preferences. Not only do they offer rapid construction timelines and diverse design choices, but they also come with the timeless beauty and warmth of natural wood. With our customizable log cabin financing options, building the log home of your dreams becomes an affordable reality. You can construct your perfect dwelling without straining your budget while embracing an environmentally responsible lifestyle that resonates with natural elegance.
Flexible Terms

Our log home loan offers flexible terms that can be customized to fit your unique needs and budget, with options for down payments, interest rates, and repayment terms. Whether you're building a small cabin or a large family home, our log home loan can help make your dream log home a reality by providing financing that works for you.

Custom to Permanent Mortgage

Our custom-to-permanent mortgage option for log home loans provides financing for both the construction and permanent mortgage, allowing you to build your dream log home without the hassle and expense of obtaining separate loans for each phase. With competitive rates and flexible terms, our custom to permanent mortgage option offers an innovative and affordable solution for those looking to build their dream log home.

Energy Efficient

Our log home loans offer financing for energy-efficient and environmentally friendly log homes, reducing your carbon footprint and saving you money on energy bills. By choosing a log home, you can enjoy the beauty and warmth of natural wood while positively impacting the environment and your wallet.

Collaborative Building

Our log home loans promote collaborative building between the homeowner and builder, ensuring that every detail is taken care of and your dream log home is built to meet your exact specifications. With expert guidance from loan specialists and your builder, you can enjoy a stress-free building process and a beautiful log home that you'll love for years.

Send us a message

Take a step closer to owning or building your dream home by reaching out to us through a message. Let’s connect!