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Log Cabin Financing

Loans build for you

What is a Log Home Loan?

A log home loan represents a specialized mortgage created for log cabin financing, opening doors to an extraordinary living experience. When you’re building or buying, this loan has been crafted with your unique needs in mind, tailored to finance the construction or purchase of your log home or cabin. It works within the distinctive requirements of log construction, following the builder’s draw schedule while offering features like an attractive up to 85% loan-to-value ratio. You can build on your own lot or choose the builder’s property, select from numerous log home styles, and make the space uniquely yours. Log cabin loans provide more than just financing; they create the pathway to the lifestyle you’ve been dreaming about.

Log Home Financing

Turn your log home dreams into reality with our personalized log cabin financing solutions. We've crafted flexible log home loans that make owning your perfect retreat both simple and achievable, working closely with you to find the right fit for your unique situation.

Log Home Loan Options

We offer diverse log cabin loan options tailored to your needs, making log home financing more accessible. We're here to help make your dream of owning a log home real, focusing on your vision and delivering keys to a home that's uniquely yours.

Log Home builders

Experience Affordable and Beautiful Homes with Our Preferred Log Home Builders

We’ve partnered with carefully selected log home builders who’ll bring you the joy of owning a beautifully crafted, affordably priced log home. These skilled artisans deliver satisfaction, quality, and value throughout your journey. Our log cabin financing and mortgage for log cabin options make financing a log home achievable, turning your dream into reality!

Cozy Cabins LLC

mycozycabins.com

Timberhaven Log Homes
log home construction
25+
Years of Experience
Why Choose Us

Building Your Dreams
One Home At A Time

Building Your Dream Home Made Easy with Construction to Permanent Loans

Construction to permanent loans offer a convenient and flexible solution for financing your dream home, providing funding for both the construction phase and the permanent mortgage in one easy-to-manage loan. With options for down payments, interest rates, and repayment terms, construction to permanent loans make it easy to customize your financing to fit your unique needs and budget.

Affordable and Seamless Home Building with Our Builder Partnership

We work closely with your builder to make your home building process affordable and stress-free. Our team will customize your financing, manage construction, and ensure that your dream home is built to meet your exact specifications.

What we do

Types of Log Home Loans

Log homes are capturing hearts with their rustic charm and one-of-a-kind appeal. It’s more than just a house: a return to nature, a warm embrace of natural materials, and a cozy sanctuary that speaks of home in every timber and beam. While financing a log home might differ from the usual path of financing a traditional home, the way forward is far from daunting. With a range of log cabin financing and log home mortgage options at your fingertips, embarking on the journey to your dream log home becomes an exciting adventure. We’re here to guide you every step of the way. Let’s start this incredible journey today!
Construction-to-Permanent Loan
Our specialized log construction to permanent loans program has been crafted just for this dream. Offering up to 85% loan-to-value (LTV) for those who qualify, we've simplified the financing of your log home construction project. Whether the upfront costs of materials or the price of the land, our program is designed to adapt to your unique needs. And we don't just stop at the numbers; our draw requirements act as a partner for your builder, ensuring funds are available at every stage. This keeps your project moving smoothly and within budget.
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Long Term Lock
Our long-term rate lock program offers rate protection for up to 12 months, providing peace of mind as you navigate home-buying. With our program, you can lock in your interest rate at today's low rates, even if you don't plan to close your loan for several months. Additionally, our program includes a one-time, no-cost float down and product conversion, allowing you to take advantage of even lower rates if they become available.
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Land Loan
With a lot loan, you can finally secure the perfect location for your dream home! Our program requires only a 25% down payment for primary residences and 30% for second homes, making obtaining financing for your vacant land purchase easier than ever. While land loans can be challenging, our lot loan program offers a hassle-free solution, allowing you to focus on building the home of your dreams.
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Swing Loan
Don't let unexpected delays derail your home-buying plans! With a Swing Loan, you can stay on track to secure the down payment needed to purchase your dream home. While most homeowners try to time their purchases, things sometimes go differently than planned. Our swing loan program offers a flexible solution, ensuring you can confidently move forward and achieve your homeownership goals.
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Log Home Renovation Loan
Is your log home calling out for a touch-up, or have you spotted a log home that could be your dream dwelling with a little TLC? Our log home renovation program is designed for you. Whether purchasing a log home that needs repair or renovating the one you already inhabit, we offer financing options to cover every facet of restoration, renovation, and even upgrades. It's not just about preserving the condition of your log home but elevating it to new levels of beauty and function. With our specialized program, you hold the key to unlocking your log home's full potential, ensuring it's a place of joy and comfort for many cherished years ahead.
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Expert Help to Find Your Dream Log Home Builder and Build with Confidence

We understand that selecting the right builder represents a crucial step in bringing your dream log home or cabin to life, which is why we provide specialized log cabin financing while partnering with preferred custom log home and timber frame builders who bring outstanding experience, reliability, and commitment to quality craftsmanship. When you’re financing a log home, having a mortgage for log cabin construction opens up exciting possibilities, and the more prepared you approach that first meeting with your builder, the better pricing options you’ll discover and the faster your project can begin moving forward.

Through our membership in the Builders Association, we stay connected with industry developments and gain access to valuable resources that allow us to offer you the best guidance when choosing a builder, giving you all the essential information needed to make a smart decision. You can rely on our knowledge and feel confident knowing you’ll work with a respected log home builder who’s dedicated to creating the log home or cabin that perfectly matches your vision, making log home financing a smooth and rewarding experience from start to finish.

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Log home financing

Log Home Loan

Log homes are charming and sustainable options tailored to your wants and style preferences. Not only do they offer rapid construction timelines and diverse design choices, but they also come with the timeless beauty and warmth of natural wood. With our customizable log cabin financing options, building the log home of your dreams becomes an affordable reality. You can construct your perfect dwelling without straining your budget while embracing an environmentally responsible lifestyle that resonates with natural elegance.
Flexible Terms

Our log home loan offers flexible terms that can be customized to fit your unique needs and budget, with options for down payments, interest rates, and repayment terms. Whether you're building a small cabin or a large family home, our log home loan can help make your dream log home a reality by providing financing that works for you.

Custom to Permanent Mortgage

Our custom-to-permanent mortgage option for log home loans provides financing for both the construction and permanent mortgage, allowing you to build your dream log home without the hassle and expense of obtaining separate loans for each phase. With competitive rates and flexible terms, our custom to permanent mortgage option offers an innovative and affordable solution for those looking to build their dream log home.

Energy Efficient

Our log home loans offer financing for energy-efficient and environmentally friendly log homes, reducing your carbon footprint and saving you money on energy bills. By choosing a log home, you can enjoy the beauty and warmth of natural wood while positively impacting the environment and your wallet.

Collaborative Building

Our log home loans promote collaborative building between the homeowner and builder, ensuring that every detail is taken care of and your dream log home is built to meet your exact specifications. With expert guidance from loan specialists and your builder, you can enjoy a stress-free building process and a beautiful log home that you'll love for years.

Send us a message

Take a step closer to owning or building your dream home by reaching out to us through a message. Let’s connect!